Setting your goals
What is your motivation to buy?
What is your time frame to move?
Ideal features v. non-negotiables?
What neighborhood attributes are you looking for?
What are your goals with your investment? Rent? Flip?
Education and preparation
Select a lender for pre-approval process and letter
Understand current market conditions
Review contracts and timelines
Learn about the purchase process
Finding your home
Research neighborhoods of interest
Notifications of new and off-market listings
Review listings online with Compass Collections
Attend open houses and showings
Market analysis and review of comps
Offers and negotiation strategies
Positioning you as the chosen buyer
Strategize for a possible multiple offer situation
Negotiate to optimal price and terms
Leverage agent to agent relationships
Respond quickly to market changes
Escrow Process
Obtain fully executed contract and open escrow
Schedule home inspection
Wire initial deposit to escrow account per terms of agreement
Notify lender to begin loan process and order appraisal
Review disclosures and reports
Contact insurance agent for homeowners coverage
Provide escrow with vesting (title information)
Honor timeline and remove contractual contingencies
Board Application
Pre Closing
Perform final property walkthrough
Verify repairs and property condition
Transfer utilities to new home
Obtain home warranty
Review and approve preliminary title report
Schedule final walk-through prior to closing
Closing
Review closing statement from escrow
Meet with escrow to sign loan docs and closing paperwork
Wire remaining down payment and closing costs to escrow
Receive recording confirmation and key delivery
CELEBRATE
Working Together Again
Stay in touch
Providing resources and recommendations
Referrals, testimonials and online reviews
Second homes and investment properties

How we add value

Strategic Advisors

We take a strategic approach with all of our clients whether you are buying or selling your home. Market conditions relationships and astute neighborhood knowledge are key factors that play into having a winning strategy to get your offer accepted or selling your home as quickly as possible.

Steadfast Negotiators

Yimin Ge and The Ge Team are one of the foremost negotiators in the New York City real estate market. We take great ownership in our fiduciary responsibility to our clients, and will thoroughly negotiate from the purchase price to the closing costs.

Insightful Market Analysis

We leverage data in everything we do to support your home purchases with solid market analytics to help you make the most informed decisions. If it’s not a great deal we’d invest in ourselves, we’ll never force it.

Support of a Team

We are a team effort that is staffed to support you through the entire process and meticulously oversee the details that come with selling or buying a home. Our dynamic team represents a multi-faceted skillset with prior backgrounds in law, business, marketing, and technology that allows us to be agile and innovate with changing times.

Renting vs. Owning

6 key benefits to owning your own home

Income Tax Breaks

Homeowners can deduct property taxes and mortgage interest paid on their mortgages which reduces the amount of taxes a homeowner has to pay compared to a renter with similar income.

Fixed monthly payments

As a homeowner, you have the option to fix your monthly payment for up to 30 years. The payment will not change for the life of the loan. As opposed to renting, where your payment can fluctuate year after year depending on the market and annual rental increases.

Improve your credit

Credit scores and ratings typically improve when you take on debt and make consistent payments especially for large items such as home mortgages. As your credit score rises, you fill find that the approval process to qualify for a future loan or line of credit will become easier than for someone with a limited credit history,

Tax-Free on capital gains

When it’s time to sell your home and make a profit, you can avoid paying taxes on the amount you gain up to $250,000 (as a single taxpayer) or up to $50,000 (if you are married and filing together)

Build equity and value

Property values will typically rise over time, especially in New York City, thereby increasing your assets. The value increase will give you the option to refinance or take out a home equity line of credit (HELOC) in the future if you wish to use that money for purchasing another property or paying for a remodel.

Make it your own

One of the perks of owning your own home is the ability to do what you want with it - remodel the kitchen to your taste, add on another level, open up walls, etc. You are your own “landlord” when choosing to become a homeowner versus a home renter.